💡 Paycheck Pacing
💵Your combined fun money covers activities, dining out, and personal spends. The buffer is yours to use freely — savings, shopping, whatever comes up.
🔄Unspent fun money rolls over to the next paycheck (capped at $75 each) — quiet paychecks give you a little more room later.
✈️Even $30–40 from your buffer per paycheck toward a trip goal gets you somewhere big in 3–4 months without feeling the pinch.